Where we lend
We have been helping people buy their own homes in England and Wales for over 150 years.
Can anyone have a mortgage with The Nottingham?
Our mortgages are available if you’re:
- buying your first home
- selling your current home and buying a new one
- remortgaging - that is, staying in your current home but wanting to move your current mortgage on it to us
- buying a property to let out
- moving your existing buy to let mortgage to us
- looking to buy business premises in England and Wales.
These web pages give details about the different mortgages we offer to new borrowers or existing borrowers who are moving home. Existing borrowers moving home who are currently within a tie-in period may have to pay an early repayment charge if they wish to switch to a new mortgage product.
Choosing the right mortgage for you
We understand that everyone’s financial circumstances need individual consideration. Depending on how much help and advice you need, our mortgage advisers can either give you some advice and a recommendation as to the most suitable mortgage for you from our range; or, provide you with information only about our products so you can make your own choice about which is most suitable for you.
So, if after having browsed our site you would like to apply for a mortgage with us, you will need to speak to one of our mortgage advisers - they are happy to arrange for appointments to be held at your local branch or over the phone.
To arrange your appointment, either:
- fill in and send our on-line initial enquiry form. Or,
- phone or pop into your local branch.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
You must be 18 or over to get a mortgage. Mortgages depend on your status, the valuation of the property and our lending limits. You will need to use your home as security for the mortgage.
