• Base Rate Tracker Mortgages, couple with baby

    Base Rate Tracker Mortgages

    The Nottingham Base Rate Tracker Mortgages are a great way to make the most of the low interest rate environment. They follow the independent Bank of England base rate and you’ll pay a fixed percentage above or below our tracker mortgage rate (TMR) for a set term from the start of your mortgage. And we guarantee that you’ll never pay more than this fixed percentage above or below the TMR during the initial set term.

  • Key mortgage information

    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE


    We currently have no tracker mortgages available.

    Made with you in mind

    • From only 15% deposit required
      Allows you to apply for up to 85% of the property value so you can borrow enough to afford the property that you really want
    • Free basic mortgage valuation
      You can apply more quickly as you don’t have to pay a valuation fee, we pay it for you
    • Free Legal Fees for Remortgages
      You can save on the legal costs of moving your mortgage to The Nottingham by using the Society’s nominated solicitor**
    • No Higher Lending Charges
      Makes moving in more affordable as there are no HLC charges payable by borrowers up to 90% LTV
    • Up to 3.75 times your income for either single or joint applicants
      To make sure that you don’t overstretch yourself the actual amount we will lend depends on what we think is a realistic amount for you to repay each month based on your outgoings and other commitments
    • Make extra one-off payments from your loan without incurring any Early Repayment Charges
      (as long as you don’t pay off more than 10% of the original loan in a year*) so that you can pay down your mortgage quicker if you get a windfall or receive a bonus at work

    *In each 12-month period from the start date of the product term to the end of the ERC (early repayment period)
    **Terms and conditions apply.

    We’re here for you

    We know that you’ll have questions about changing your mortgage or moving home, so we're here to help with any concerns. Just pop into one of our many local branches throughout Nottinghamshire, Lincolnshire, Derbyshire and South Yorkshire and talk to one of our mortgage advisers.

    Find your nearest branch

    Finding your new home

    If you’re planning on moving home, then The Nottingham's estate agency can help you find your perfect property. We are one of the largest in the region with hundreds of homes for sale across Nottinghamshire and Lincolnshire, and our expert teams are waiting to help you get your dream home at the price you're looking for.

    Find out more about searching for your new home

    Help for the future

    We don’t stop once you’ve found your perfect home. We’re also here to help with:

    • Conveyancing. We have strong relationships with local solicitors who offer professional services for both buyers and sellers at excellent rates
    • Protection for you and your loved ones – providing security for you in the event of an emergency or if your circumstances change
    • Home insurance. Take a look at our competitive building and contents insurance by getting an on-line quote or visiting your local branch

      Find out more about home insurance
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE