• Buy To Let Tracker,  woman looking into distance

    Buy To Let Tracker Mortgages

    Buying to let with a Nottingham Tracker Mortgage is a great way to make the most of interest rate changes and your property investment. The rate follows the independent Bank of England base rate and you’ll pay a set amount above or below our tracker mortgage rate (TMR) for a fixed time from the start of the mortgage. We guarantee that you’ll never pay more than this set amount during the tracker period.
  • Key mortgage information

    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

    BTL 2 Year Tracker

    75% LTV

    • 3% Early Repayment Charge applies during the tracker rate period.
    • £1999 arrangement fee, including £499 upfront booking fee
    • Valuation fees apply
    • Free legal fees for remortgages
    Purchase & Remortgage

    Tracker Mortgage Rate (TMR) plus 3.59% for two years Then changing to our Buy to Let variable mortgage rate (BTL VMR) for the rest of the mortgage term The overall cost for comparison is

    4.09%

    6.54%

    6.40% APR

    • Maximum of 10 properties or £1.5m total BTL loan exposure
    • Rental income to cover 125% of monthly interest based on a calculation of Bank Base Rate + 4.00%

    Made with you in mind

    • Only 25% deposit required
      Allows you to apply for up to 75% of the property value so you can borrow enough to maximise your property portfolio
    • Choice of fixed rate or tracker BTL products
      Gives you a choice of fixed or tracker depending on your view of future interest rates
    • Free Legal Fees for Remortgages
      You can save on the legal costs of moving your BTL mortgage to The Nottingham by using the Society’s nominated solicitor**
    • Make extra one-off payments from your loan without incurring any Early Repayment Charges
      (as long as you don’t pay off more than 10% of the original loan in a year*) so that you can pay down your BTL mortgage quicker if you are in a position to make additional payments

    *In each 12-month period from the start date of the product term to the end of the ERC (early repayment period)
    **Terms and conditions apply. 

    Finding an investment opportunity

    If you’ve yet to find the right buy to let property, then The Nottingham's estate agency can help. We are one of the largest in the region with hundreds of homes for sale across Nottinghamshire and Lincolnshire, and our expert teams are waiting to help you find a good investment opportunity at the price you're looking for.

    Find your nearest branch 
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE