• Fixed rate mortgages

    The Nottingham's fixed rate mortgages make it easy to borrow the funds you need, at a rate you know you can afford. You will pay a fixed rate for your selected term from the start of your mortgage no matter how much interest rates change. So whether you’re looking to move home or simply remortgage your current home, it’s the perfect way to plan your financial future.

    • Key information
    • Next steps
    Key mortgage information

    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

    2 year fixed rate 65% LTV
    Fixed rate until 01.08.2015 Then changing to our variable mortgage rate (VMR) for the rest of the mortgage term The overall cost for comparison is
    2.29% 6.14% 5.50% APR
    • Six months’ interest early repayment charge applies until 01.08.2015
    • £999 arrangement fee, including £199 upfront booking fee (non-refundable)
    • Free legal fees for remortgages
    • Free basic property valuation
    • Available for purchases and remortgages
    • Product code: MF010S
    Enquire online Find your nearest branch
    2 year fixed rate 70% LTV
    Fixed rate until 01.08.2015 Then changing to our variable mortgage rate (VMR) for the rest of the mortgage term The overall cost for comparison is
    2.49% 6.14% 5.50% APR
    • Six months’ interest early repayment charge applies until 01.08.2015
    • £999 arrangement fee, including £199 upfront booking fee (non-refundable)
    • Free legal fees for remortgages
    • Free basic property valuation
    • Available for purchases and remortgages
    • Product code: MF010Q
    Enquire online Find your nearest branch
    5 year fixed rate 70% LTV
    Fixed rate until 01.08.2018 Then changing to our variable mortgage rate (VMR) for the rest of the mortgage term The overall cost for comparison is
    3.09% 6.14% 4.90% APR
    • Six months’ interest early repayment charge applies until 01.08.2018
    • £999 arrangement fee, including £199 upfront booking fee (non-refundable)
    • Free legal fees for remortgages
    • Free basic property valuation
    • Available for purchases and remortgages
    • Product code: MF010R
    Enquire online Find your nearest branch
    2 year fixed rate 80% LTV
    Fixed rate until 01.08.2015 Then changing to our variable mortgage rate (VMR) for the rest of the mortgage term The overall cost for comparison is
    2.99% 6.14% 5.70% APR
    • Six months’ interest early repayment charge applies until 01.08.2015
    • £999 arrangement fee, including £199 upfront booking fee (non-refundable)
    • Free legal fees for remortgages
    • Free basic property valuation
    • Available for purchases and remortgages
    • Product code: MF010P
    Enquire online Find your nearest branch
    3 year fixed rate 80% LTV
    Fixed rate until 01.07.2016 Then changing to our variable mortgage rate (VMR) for the rest of the mortgage term The overall cost for comparison is
    2.99% 6.14% 5.40% APR
    • Six months’ interest early repayment charge applies until 01.07.2016
    • £299 arrangement fee, including £100 upfront booking fee (non-refundable)
    • Free legal fees for remortgages
    • Free basic property valuation
    • Available for purchases and remortgages
    • Product code: MF0107
    Enquire online Find your nearest branch
    5 year fixed rate 80% LTV
    Fixed rate until 01.08.2018 Then changing to our variable mortgage rate (VMR) for the rest of the mortgage term The overall cost for comparison is
    3.64% 6.14% 5.20% APR
    • Six months’ interest Early Repayment Charge applies until 01.08.2018
    • £999 arrangement fee, including £199 upfront booking fee (non-refundable)
    • Free legal fees for remortgages
    • Free basic property valuation
    • Available for purchases and remortgages
    • Product code: MF010N
    Enquire online Find your nearest branch
    2 year fixed rate 85% LTV
    Fixed rate until 01.08.2015 Then changing to our variable mortgage rate (VMR) for the rest of the mortgage term The overall cost for comparison is
    3.48% 6.14% 5.80% APR
    • Six months’ interest early repayment charge applies until 01.08.2015
    • £999 arrangement fee, including £199 upfront booking fee (non-refundable)
    • Free legal fees for remortgages
    • Free basic property valuation
    • Available for purchases and remortgages
    • Product code: MF010M
    Enquire online Find your nearest branch
    3 year fixed rate 85% LTV
    Fixed rate until 01.07.2016 Then changing to our variable mortgage rate (VMR) for the rest of the mortgage term The overall cost for comparison is
    3.59% 6.14% 5.60% APR
    • Six months’ interest early repayment charge applies until 01.07.2016
    • £299 arrangement fee, including £100 upfront booking fee (non-refundable)
    • Free legal fees for remortgages
    • Free basic property valuation
    • Available for purchases and remortgages
    • Product code: MF0106
    Enquire online Find your nearest branch
    2 year fixed rate 90% LTV
    Fixed rate until 01.08.2015 Then changing to our variable mortgage rate (VMR) for the rest of the mortgage term The overall cost for comparison is
    4.39% 6.14% 6.00% APR
    • Six months’ interest Early Repayment Charge applies until 01.08.2015
    • £999 arrangement fee, including £199 upfront booking fee (non-refundable)
    • Free legal fees for remortgages
    • Free basic property valuation
    • Available for purchases and remortgages
    • Product code: MF010T
    Enquire online Find your nearest branch
    3 year fixed rate 90% LTV
    Fixed rate until 01.07.2016 Then changing to our variable mortgage rate (VMR) for the rest of the mortgage term The overall cost for comparison is
    4.29% 6.14% 5.80% APR
    • Six months’ interest early repayment charge applies until 01.07.2016
    • No arrangement or booking fee
    • Free legal fees for remortgages
    • Free basic property valuation
    • Available for purchases and remortgages
    • Product code: MF0104
    Enquire online Find your nearest branch
    5 year fixed rate 90% LTV
    Fixed rate until 01.07.2018 Then changing to our variable mortgage rate (VMR) for the rest of the mortgage term The overall cost for comparison is
    4.39% 6.14% 5.60% APR
    • Six months’ interest early repayment charge applies until 01.07.2018
    • £299 arrangement fee, including £100 upfront booking fee (non-refundable)
    • Free legal fees for remortgages
    • Free basic property valuation
    • Available for purchases and remortgages
    • Product code: MF0105
    Enquire online Find your nearest branch
    Made with you in mind
    • From only 10% deposit requiredAllows you to apply for up to 90% of the property value so you can borrow enough to afford the property that you really want
    • Choice of fixed rate term for extra peace of mindGives you a choice of fixed rate term to help you budget your finances
    • Free basic property valuationYou don't have to find the money to pay the usual cost of a valuation with your application which lets you apply quickly to secure your dream home
    • Free legal fees for remortgagesYou can save on the legal costs of moving your mortgage to The Nottingham by using the Society’s nominated solicitor**
    • No higher lending chargesTo make sure that you don’t overstretch yourself the actual amount we will lend depends on what we think is a realistic amount for you to repay each month based on your outgoings and other commitments
    • Up to 4.00 times your income for single applicants, or up to 3.75 times your income for joint applicantsTo make sure that you don’t overstretch yourself the actual amount we will lend depends on what we think is a realistic amount for you to repay each month based on your outgoings and other commitments
    • Make extra one-off payments from your loan without incurring any early repayment charges(as long as you don’t pay off more than 10% of the original loan in a year*) so that you can pay down your mortgage quicker if you get a windfall or receive a bonus at work
    • *In each 12-month period from the start date of the product term to the end of the ERC (early repayment period)
    • **Terms and conditions apply.
    We’re here for you

    We know that you’ll have questions about changing your mortgage or moving home, so we're here to help with any concerns. Just pop into one of our many local branches throughout Nottinghamshire, Lincolnshire, Derbyshire and South Yorkshire and talk to one of our mortgage advisers.

    Find your nearest branch

    Finding your new home

    If you’re planning on moving home, then The Nottingham's estate agency can help you find your perfect property. We are one of the largest in the region with hundreds of homes for sale across Nottinghamshire, Lincolnshire and Lincolnshire, and our expert teams are waiting to help you get your dream home at the price you're looking for.

    Find out more about searching for your new home

    Help for the future

    We don’t stop once you’ve found your perfect home. We’re also here to help with:

    • Conveyancing. We have strong relationships with local solicitors who offer professional services for both buyers and sellers at excellent rates
    • Protection for you and your loved ones – providing security for you in the event of an emergency or if your circumstances change
    • Home insurance. Take at look at our competitive building and contents insurance by getting an on-line quote or visiting your local branch

      Find out more about home insurance

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Nottingham Building Society is a member of the Building Societies Association and the Financial Ombudsman Service and is a participant in the Financial Services Compensation Scheme. Nottingham Building Society is authorised by the Prudential Regulation Authority (opens in new window) and regulated by the Financial Conduct Authority (opens in new window) and the Prudential Regulation Authority. Registered under number 200785. Registered address, Nottingham House, 3 Fulforth Street, Nottingham NG1 3DL.

Nottingham Building Society is an introducer to Towergate Financial (East) Limited for investments, pensions and protection. Towergate Financial (East) Limited is authorised and regulated by the Financial Conduct Authority. (opens in new window)

Nottingham Building Society’s home insurance is underwritten by Royal & Sun Alliance Insurance plc registered in England and Wales. (company number 93792) at St Mark’s Court, Chart Way, Horsham, West Sussex, RH12 1XL. Royal & Sun Alliance is authorised by the Prudential Regulation Authority (opens in new window) and regulated by the Financial Conduct Authority (opens in new window) and the Prudential Regulation Authority. (opens in new window) Terms and conditions apply. For your protection, telephone calls may be recorded and monitored.

Nottingham Mortgage Services is the trading style of Nottingham Mortgage Services Limited registered in England and Wales (company number 03089887). Nottingham Mortgage Services is an appointed representative of Intrinsic Mortgage Planning Limited which is authorised and regulated by the Financial Conduct Authority. (opens in new window)

Nottingham Building Society is an introducer to The Will Writing Company for estate planning services and is regulated by the Institute of Professional Will Writers.

Nottingham Building Society is an introducer to Dignity Pre-Arrangement Limited who provide the Guaranteed Funeral Plan.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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