• Fixed Rate Mortgages, couple on sofa

    Fixed Rate Mortgages

    The Nottingham Fixed Rate Mortgages make it easy to borrow the funds you need at a rate you know you can afford. You will pay a fixed rate for your selected term from the start of your mortgage no matter how much interest rates change. So whether you’re looking to move home or simply remortgage your current home, it’s the perfect way to plan your financial future.

  • Key mortgage information

    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

    2 Year Fixed Rate

    80% LTV

    • Six months’ interest Early Repayment Charge applies until 01.08.2014
    • £999 arrangement fee, including £199 upfront booking fee
    • Valuation fees apply
    • Purchase only

    		Fixed rate until 01.08.2014 Then changing to our variable mortgage rate (VMR) for the rest of the mortgage term The overall cost for comparison is

    4.09%

    6.14%

    6.00% APR
    Enquire online Branch finder

    5 Year Fixed Rate

    80% LTV

    • Six months’ interest Early Repayment Charge applies until 01.08.2017
    • £999 arrangement fee, including £199 upfront booking fee
    • Valuation fees apply
    • Purchase only

    		 Fixed rate until 01.08.2017 Then changing to our variable mortgage rate (VMR) for the rest of the mortgage term The overall cost for comparison is

    4.49%

    6.14%

    5.70% APR
    Enquire online Branch finder

    2 Year Fixed Rate

    85% LTV

    • Six months’ interest Early Repayment Charge applies until 01.08.2014
    • £999 arrangement fee, including £199 upfront booking fee
    • Valuation fees apply
    • Purchase only

    		 Fixed rate until 01.08.2014 Then changing to our variable mortgage rate (VMR) for the rest of the mortgage term The overall cost for comparison is

    4.59%

    6.14%

    6.10% APR
    Enquire online Branch finder

    5 Year Fixed Rate

    85% LTV

    • Six months’ interest Early Repayment Charge applies until 01.08.2017
    • £999 arrangement fee, including £199 upfront booking fee
    • Valuation fees apply
    • Purchase only 

    		 Fixed rate until 01.08.2017 Then changing to our variable mortgage rate (VMR) for the rest of the mortgage term The overall cost for comparison is

    4.89%

    6.14%

    5.90% APR
    Enquire online Branch finder

    2 Year Fixed Rate

    80% LTV

    • Six months’ interest Early Repayment Charge applies until 01.08.2014
    • £999 arrangement fee, including £199 upfront booking fee
    • Free legal fees for remortgages
    • Free valuation fees
    • Remortgage only 

    		 Fixed rate until 01.08.2014 Then changing to our variable mortgage rate (VMR) for the rest of the mortgage term The overall cost for comparison is

    4.19%

    6.14%

    6.00% APR
    Enquire online Branch finder

    5 Year Fixed Rate

    80% LTV

    • Six months’ interest Early Repayment Charge applies until 01.08.2017
    • £999 arrangement fee, including £199 upfront booking fee
    • Free legal fees for remortgages
    • Free valuation fees
    • Remortgage only

    		 Fixed rate until 01.08.2017 Then changing to our variable mortgage rate (VMR) for the rest of the mortgage term The overall cost for comparison is

    4.59%

    6.14%

    5.70% APR
    Enquire online Branch finder

    2 Year Fixed Rate

    85% LTV

    • Six months’ interest Early Repayment Charge applies until 01.08.2014
    • £999 arrangement fee, including £199 upfront booking fee
    • Free legal fees for remortgages
    • Free valuation fees
    • Remortgage only 

    		 Fixed rate until 01.08.2014 Then changing to our variable mortgage rate (VMR) for the rest of the mortgage term The overall cost for comparison is

    4.69%

    6.14%

    6.10% APR
    Enquire online Branch finder

    5 Year Fixed Rate

    85% LTV

    • Six months’ interest Early Repayment Charge applies until 01.08.2017
    • £999 arrangement fee, including £199 upfront booking fee
    • Free legal fees for remortgages
    • Free valuation fees
    • Remortgage only 

    		 Fixed rate until 01.08.2017 Then changing to our variable mortgage rate (VMR) for the rest of the mortgage term The overall cost for comparison is

    4.99%

    6.14%

    5.90% APR
    Enquire online Branch finder

    3 Year Fixed Rate

    90% LTV

    • Six months’ interest Early Repayment Charge applies until 01.08.2015
    • £299 arrangement fee, including £199 upfront booking fee
    • Free legal fees for remortgages
    • Free valuation fees
    • Purchase & Remortgage

    		 Fixed rate until 01.08.2015 Then changing to our variable mortgage rate (VMR) for the rest of the mortgage term The overall cost for comparison is

    4.79%

    6.14%

    6.00% APR
    Enquire online Branch finder

    5 Year Fixed Rate

    90% LTV

    • Six months’ interest Early Repayment Charge applies until 01.08.2017
    • £299 arrangement fee, including £199 upfront booking fee
    • Free legal fees for remortgages
    • Free valuation fees
    • Purchase & Remortgage 

    		 Fixed rate until 01.08.2017 Then changing to our variable mortgage rate (VMR) for the rest of the mortgage term The overall cost for comparison is

    4.94%

    6.14%

    5.90% APR
    Enquire online Branch finder

    Made with you in mind

    • From only 10% deposit required
      Allows you to apply for up to 90% of the property value so you can borrow enough to afford the property that you really want
    • Choice of fixed rate term for extra peace of mind
      Gives you a choice of fixed rate term to help you budget your finances
    • Free basic mortgage valuation
      You don’t have to find the money to pay the usual cost of a valuation with your application which let’s you apply quickly to secure your dream home 
    • Free Legal Fees for Remortgages
      You can save on the legal costs of moving your mortgage to The Nottingham by using the Society’s nominated solicitor**
    • No Higher Lending Charges
      Makes moving in more affordable as there are no HLC charges payable by borrowers up to 90% LTV
    • Up to 3.75 times your income for either single or joint applicants
      To make sure that you don’t overstretch yourself the actual amount we will lend depends on what we think is a realistic amount for you to repay each month based on your outgoings and other commitments
    • Make extra one-off payments from your loan without incurring any Early Repayment Charges
      (as long as you don’t pay off more than 10% of the original loan in a year*) so that you can pay down your mortgage quicker if you get a windfall or receive a bonus at work

    *In each 12-month period from the start date of the product term to the end of the ERC (early repayment period)
    **Terms and conditions apply.

    We’re here for you

    We know that you’ll have questions about changing your mortgage or moving home, so we're here to help with any concerns. Just pop into one of our many local branches throughout Nottinghamshire, Lincolnshire, Derbyshire and South Yorkshire and talk to one of our mortgage advisers.

    Find your nearest branch

    Finding your new home

    If you’re planning on moving home, then The Nottingham's estate agency can help you find your perfect property. We are one of the largest in the region with hundreds of homes for sale across Nottinghamshire and Lincolnshire, and our expert teams are waiting to help you get your dream home at the price you're looking for.

    Find out more about searching for your new home

    Help for the future

    We don’t stop once you’ve found your perfect home. We’re also here to help with:

    • Conveyancing. We have strong relationships with local solicitors who offer professional services for both buyers and sellers at excellent rates
    • Protection for you and your loved ones – providing security for you in the event of an emergency or if your circumstances change
    • Home insurance. Take at look at our competitive building and contents insurance by getting an on-line quote or visiting your local branch

      Find out more about home insurance
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE