You could save £1,000 a year on your mortgage


Tell us when your mortgage is up for renewal to see if Nottingham Mortgage Services could save you £1,000. They'll contact you 3-6 months before your deal ends and will look through thousands of mortgages from over 60 different lenders to see how much you could save.

And, if you remortgage with Nottingham Mortgage Services by 30th November 2019 you'll be entered into a prize draw to win £1,000^.

Find out how you could save £1,000 Tell us when your current deal ends

Is buying right for me?

There's often a great sense of pride and achievement in owning your own home. And, of course, there’s the added advantage that it will hopefully provide some financial security at a later date. But is buying a house the best option for you?

The decision to get on the property ladder is a big one for first-time buyers and many struggle to get a mortgage. But the important question isn't can I get a mortgage?, it's can I really afford it?

Make sure you have talked to an adviser to discuss your options and what your monthly payment will be. 

Should I buy or rent?


  • Owning your own home gives you independence and a real sense of freedom
  • You don't have to follow any rules laid out by a landlord
  • It's your house and you can decorate it as you wish – and any improvements you make to your home could potentially add value to your property
  • When your mortgage has been paid off, the property is yours
  • If house prices generally rise, the equity on your property has the potential to increase (but remember, like any investment, prices can also go down)


  • The average mortgage lender can ask for a deposit of up to 25% before giving you a mortgage. However, there are deals available for first-time buyers which only require a 5% deposit
  • It's not always guaranteed that house prices will go up and there is always a chance that you might go into negative equity, where you owe more than your house is worth
  • If you don’t keep up with your repayments, your home could be taken away from you
  • Your monthly outgoings may increase dramatically after you buy your house

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Talk to an expert mortgage adviser today

Nottingham Mortgage Services will take the stress away by managing the whole process to make sure your mortgage completes on time. 

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Talk to an expert mortgage adviser today

Nottingham Mortgage Services will take the stress away by managing the whole process to make sure your mortgage completes on time. 

Fee free mortgage advice

Qualifying members don't pay a fee for this service which is typically £249. Find out how you can become a member.


First time buyers

As a first time buyer, choosing a mortgage may seem like a confusing process. Find out how we can help make the mortgage process easy for you.

Cashback on home insurance

We can arrange flexible, tailored home insurance policies through our insurance partner, RSA. You choose the level of cover that suits your needs and qualifying members will receive £25 cashback on any home or landlord insurance policy.


Remortgaging explained

Remortgaging can help reduce your monthly payments or pay off your mortgage sooner. NMS mortgage advisers will search over 60 lenders to help you achieve this.

Buying, selling and letting

As one of the largest regional estate agents in the East Midlands, with over 25 years’ experience and local knowledge, our dedicated advisers can make buying, selling and letting a home easier than ever. Save £500 off your estate agency fees.


Moving home

If you're looking to move home come and talk to our advisers. They can review the mortgage market to find you deals that will best suit your needs.