Leave your mortgage to Nottingham Mortgage Services


Tell us when your mortgage is up for renewal to see if Nottingham Mortgage Services could save you money. An adviser will contact you 3-6 months before your deal ends and will look through thousands of mortgages from over 60 different lenders to see how much you could save.

Thousands of happy customers have already come to us for mortgage advice because we can save them time, money and stress. That's why we've got a 98% satisfaction rate.
Tell us when your current deal ends

Is buying right for me?

There's often a great sense of pride and achievement in owning your own home. And, of course, there’s the added advantage that it will hopefully provide some financial security at a later date. But is buying a house the best option for you?

The decision to get on the property ladder is a big one for first-time buyers and many struggle to get a mortgage. But the important question isn't can I get a mortgage?, it's can I really afford it?

Make sure you have talked to an adviser to discuss your options and what your monthly payment will be. 

Should I buy or rent?


  • Owning your own home gives you independence and a real sense of freedom
  • You don't have to follow any rules laid out by a landlord
  • It's your house and you can decorate it as you wish – and any improvements you make to your home could potentially add value to your property
  • When your mortgage has been paid off, the property is yours
  • If house prices generally rise, the equity on your property has the potential to increase (but remember, like any investment, prices can also go down)


  • The average mortgage lender can ask for a deposit of up to 25% before giving you a mortgage. However, there are deals available for first-time buyers which only require a 5% deposit
  • It's not always guaranteed that house prices will go up and there is always a chance that you might go into negative equity, where you owe more than your house is worth
  • If you don’t keep up with your repayments, your home could be taken away from you
  • Your monthly outgoings may increase dramatically after you buy your house

Last updated on:


Talk to an expert mortgage adviser today

Nottingham Mortgage Services will take the stress away by managing the whole process to make sure your mortgage completes on time. 

Sign up to our newsletter

We regularly send out newsletters with product information, advice on improving your finances and top tips. If you would like to receive this please sign up to our newsletter, which you can unsubscribe from at any point.

Talk to an expert mortgage adviser today

Nottingham Mortgage Services will take the stress away by managing the whole process to make sure your mortgage completes on time. 

Fee free mortgage advice

Nottingham Mortgage Services advisers could find you the right deal by searching thousands of mortgages from over 60 different lenders. Our members don’t pay a fee for this service which is typically £299.


First time buyers

Buying your first home is a big life event and finding the right mortgage to match is just as important. Find out what we do to get you into your home as quick and stress-free as possible, leaving you to look for paint colours.

Cashback on home insurance

We can arrange flexible, tailored home insurance policies through our insurance partner, RSA. You choose the level of cover that suits your needs and qualifying members will receive £25 cashback on any home insurance policy.


Remortgaging explained

Remortgaging doesn't always involve moving house. It can reduce your monthly payments or help you pay off your mortgage sooner. Nottingham Mortgage Services advisers search over 60 lenders to help you achieve this.

Moving home

If you're looking to move home come and talk to our advisers. They can review the mortgage market to find you deals that will best suit your needs.