Mortgage guides

Mortgages come in all shapes and sizes. Our handy mortgage guides will help you find the information you'll need to get started

Buy to let mortgage FAQs

Buy-to-let mortgages are for landlords who want to rent out the property that they own. Mortgages on the buy-to-let scheme are fairly similar to standard mortgages but there are a few key differences that we will explain in this guide.

Glossary of mortgage terms

Buying a home is generally the most important purchase you’re likely to make and we know the terminology can often be confusing. We've broken down the jargon and put it in plain English to help you navigate through the maze of mortgage jargon.

Cost of buying a house

If you're thinking about buying a house, take a look at all the additional costs associated with the purchase of the house whether it's your first or your fifth.

Mortgage application FAQs

Mortgage advisers Mortgage Advice Bureau take you through the mortgage application process, with tips on getting a mortgage in principle and increasing your chances of being approved.

Mortgages for over 40s

The average age for first-time buyers is increasing but age is not a barrier to getting a mortgage. We take you through the options for over 40s here.

Mortgages for over 50s

As you get closer to retirement getting a mortgage can become more difficult as a lot of lenders have upper age limits meaning that the end of your mortgage terms won't be able to go beyond this. Affordability rules can then become problematic.

Mortgage for over 60s

Later life lending can be confusing as it all depends on your current financial circumstances and income. We take you through the options for over 60s here.

Mortgages for over 70s

Can you get a mortgage over 70? In short, the answer is yes, customers can get mortgages over the age of 70 and there are a variety of options out there but it really depends on lenders’ individual criteria and your personal circumstances.

Remortgaging FAQs

Remortgaging typically takes 6-8 weeks after your initial application. If you are looking to remortgage then experts at Mortgage Advice Bureau will do the hard work for you.

Remortgaging costs and fees

There can be lots of costs when it comes to remortgaging your home. Read our expert guide and understand the different fees associated with a remortgage deal.

Repayments on a £30,000 mortgage

Repayments can be influenced greatly by interest rates and deposit amounts so we’ve worked out the different costs of a £30,000 mortgage for you.

Repayments on a £50,000 mortgage

£50,000 is a lot of money but the monthly repayments may not seem that bad, especially if you can save for a larger deposit. Find out more about the cost here.

Repayments on a £60,000 mortgage

If you’re looking for a £60,000 mortgage, your monthly repayments will be higher or lower based on interest rates, the deposit and the length of your mortgage term, as seen in our guide.

Switching mortgage deals?

If you're thinking about switching mortgage deals you could benefit from talking to a mortgage broker to find out how to switch, the cost associated to it and how long it takes.

What is Stamp Duty?

Stamp Duty Land Tax is a tax you usually have to pay when you buy a house costing more than £125,000, unless you're buying your first home, and was introduced in December 2003.