Four reasons to buy a funeral plan

The thing about funerals is - we will all have one. However, from dealing with the subject on such a regular basis, we understand that organising such a significant event can be seriously tough for families and loved ones going through bereavement or grief. Many avoid talking to those close to them about their wishes before the event so they are left with lots of decisions to make around music, casket, style of funeral, guest list, flowers, readings etc. Add into this the stress of losing said loved one and what could potentially be quite a hefty bill at the end - a bad time can be made a lot worse.


There is a solution to help reduce all this stress and uncertainty, and although organising your own funeral may be a daunting prospect, here are four reasons why a Prepaid Funeral Plan from Dignity is something that’s worth thinking about.


1. A sensible investment

Unfortunately, you can be sure you’re going to use what you’re paying for with a funeral plan as it’s all put in place for a situation that is inevitable. And, you can pay it off over a set period of time. When it’s paid off, you can simply enjoy life until it’s needed. With a Prepaid Funeral Plan, you know how long you’ll be paying it off for which means you can budget accordingly in your day to day life. You'll be comfortable in the knowledge that your family won’t have to worry about the cost of the services in the plan.


2. The rising cost of funerals

Funeral costs have risen very quickly in recent years. Between 2011 and 2019, average funeral costs increased from £2,971 to £4,202* which is a 41% rise. If this trend continues, by 2028 Dignity project that the average funeral cost will rise to £6,206**. This is a large cost for something that could be unexpected or simply out of budget. By purchasing a Prepaid Funeral Plan you could avoid the rising costs of funeral plans. 


3. Doing it your way

By having a Prepaid Funeral Plan, essential and important things for the day such as cars, coffins, music, flowers, charity donations and much more can be pre-arranged. The person who the funeral is for can detail their funeral wishes so those left behind don’t have to fret about the fact that they may not be getting details right for their loved one.


4. Less emotional strain

Having to make important decisions and financial commitments at a time of emotional stress may only make the period of grief more difficult. Emotions play a huge part in financial decisions and it can be tricky to think sensibly when you are upset. By taking these difficult decisions out of the equation you can help protect those you leave behind so they can focus on family time, bereavement and looking after themselves.


We’re proud to work with Dignity, The Nottingham’s Prepaid Funeral Plan Partner. Find out more about Prepaid Funeral Plans.

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