Fees and charges

There are times when we may have to charge fees to your account.  When this happens, we will deduct the charge from your account from the date of the transaction. We will either tell you at the time or write to you to tell you the charge we have made. The reasons for charges are:


Unpaid cheques

If you pay a cheque into your account and the bank returns it unpaid, we will charge you £15.


Telegraphic transfer (CHAPS)

Our CHAPS service is available for when you want to make a high-value, same day payment to someone in the UK.  Providing we receive your request by 1pm we can transfer the money to your recipient on the same day.

Providing there are sufficient cleared funds available to cover your transaction and fees, there is no minimum or maximum transfer limit.

The charge for sending a CHAPS payment from your savings account is £30.


Ordering a copy of your statement

You can get a copy of your current or previous statement(s) by contacting your local branch. We will charge you £15 per account.


Replacement Section 975 (S975) tax deduction certificate

A Section 975 tax certificate is a written statement showing the interest earned and tax paid on an account.  If you require a replacement tax deduction certificate there will be a charge of £10.

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