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View our examples

Example 1

You pay in £4,000 on July 1

On September 30, you withdraw £2,000, leaving a balance of £2,000

In December, you decide to replace the money in your ISA

You will only be allowed to pay in £16,000 as you already paid in £4,000 when you first opened the ISA. Paying more than £16,000 would take you over your annual limit

Example 2

You pay in £20,000 on July 1

On September 30, you withdraw £2,000

Even though you now only have a balance of £18,000 in your current ISA, you are not allowed to reinvest the £2,000 as you have already reached your limit for this year

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