You can withdraw your money by giving us 90 days’ notice without a withdrawal charge. You can instantly access your money in an emergency, but you will be charged 90 days’ interest on any amount you withdraw. This means you might get back less than you originally deposited. The most you can withdraw in any one day is £500 in cash, or any amount by cheque. The minimum amount you can withdraw is £1 or less when closing your account. You can transfer funds in full or in part to another ISA. There will be a charge of 90 days’ interest on the amount transferred. Under ISA rules you must transfer current tax year savings in full. You can transfer ISA savings from previous years in full or in part. Once you have invested up to the maximum allowed for the tax year, you can’t add any more to your ISA even if you make a withdrawal. However you can transfer your funds to a stocks and shares ISA and reinvest in a cash ISA as long as you don’t exceed the annual limit.
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