90 Day Notice Cash ISA from The Nottingham

Account name

90 Day Notice Cash ISA.

What is the interest rate and is it fixed?

Annual interest ranges from 3.85%/2.75% tax-free p.a./AER* depending on the account balance.

     Rate      Balance
     3.85%      £20,000+
     2.75%      £10 - £19,999

The interest on this account is variable, this means that it can go up or down. The basis on which we might change your interest rate is set out in our terms and conditions.

Will I be taxed on the interest?

No, the interest you'll receive will be tax-free.

How much can I save in this account?

You will need £10 to open an account and the balance must not fall below that amount. You can pay in as much as you like up to the annual ISA allowance (£20,000 for the current tax year). You can also make unlimited transfers (either part or entire balances) of previous ISA subscriptions from any bank or building society up to £750,000.

Can I withdraw money?

You can withdraw your money by giving us 90 days’ notice without a withdrawal charge. You can instantly access your money in an emergency, but you will be charged 90 days’ interest on any amount you withdraw. This means you might get back less than you originally deposited. The most you can withdraw in any one day is £500 in cash, or any amount by cheque. The minimum amount you can withdraw is £1 or less when closing your account. You can transfer funds in full or in part to another ISA. There will be a charge of 90 days’ interest on the amount transferred. Under ISA rules you must transfer current tax year savings in full. You can transfer ISA savings from previous years in full or in part. Once you have invested up to the maximum allowed for the tax year, you can’t add any more to your ISA even if you make a withdrawal. However you can transfer your funds to a stocks and shares ISA and reinvest in a cash ISA as long as you don’t exceed the annual limit.

How can I open an account with The Nottingham?

To open an account you must be 16+ and meet our ID requirements. Call your local branch and speak to an adviser who can book an appointment for you.

Additional information

This account may be withdrawn at any time. You can read our savings terms and conditions here.

Are my savings protected?

Your eligible deposits with Nottingham Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme. More information is available here.

Open a savings account today

To open an account, call your local branch and speak to an adviser who can book an appointment for you. If you'd prefer to open an account online, take a look at the accounts that our friends over at Beehive Money currently have.

Could you benefit from a new mortgage deal or are you looking for advice from an expert?

To find you the right deal Mortgage Advice Bureau will look at mortgages from over 90 lenders such as Barclays, Santander, NatWest, Nationwide Building Society, Halifax and many more. Request a call back from one of their expert advisers or visit your nearest building society branch to see what your options are.

Current interest rates from 10 Aug 2023

Balance Tax-free p.a./AER*
£20,000 - £750,000 3.85%
£10 - £19,999 2.75%

Previous interest rates from 3 July 2023

Balance Tax-free p.a./AER*
£20,000 - £750,000 3.70%
£10 - £19,999 2.60%

How do I open an account?

To open one of our savings accounts call your local branch to speak to an adviser. They'll talk you through the process of opening a branch based account.

Tax-free savings

Saving is even more rewarding when you don't pay tax on the interest you earn. Most people can already earn some interest from their savings without paying tax.

Types of savings accounts

With so many different types of savings accounts, it can be difficult finding the right one for you. Our savings guide explains the different accounts.