Easy Access ISA Issue 4

Our Easy Access ISA Issue 4 is a great way to take advantage of your tax-free ISA allowance whilst having control over your savings. You'll have easy access to your savings when you need it and you can make as many withdrawals as you like. You can pay in a lump sum or make regular smaller payments throughout the year, the choice is yours.

Read our ISA guide to find out more.

Account details

  • Branch only savings offer

  • Easy access to your savings

  • £500 required to open an account

  • Earn interest tax-free

  • Minimum age 16

  • Transfers accepted

Summary table

Account name

Easy Access ISA Issue 4

Interest rates (AERs)

Annual interest 1.00% tax-free p.a./AER*

The interest on this account is variable, this means that it can go up or down. The basis on which we might change your interest rate is set out in our terms and conditions

Tax status


Conditions for bonus payments

No bonus payable

Withdrawal arrangements

Easy access



Additional information

There are other savings accounts available with The Nottingham and other banks and building societies. Subject to withdrawal conditions you can switch accounts at any point

Key product information

Download key product information

Want to discuss one of our savings products?

Visit a branch or call our customer service team to find out more about our accounts

Your savings are protected

Your eligible deposits with Nottingham Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme.


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  • Rates & account details
  • Managing your account
  • Opening an account

Your interest

We will pay your annual tax-free interest into your Easy Access ISA Issue 4 on 5th April each year.

Paying money in

The minimum amount to open an account is £500.

You can make an unlimited amount of deposits up to the maximum allowance of £20,000 this tax year.

If you would like to use your maximum ISA allowance (£20,00) by investing in a stocks and shares ISA too, we can offer this through our financial planning service.

Please note that with a stocks and shares ISA, their value can fall as well as rise.

Taking money out

You can make unlimited penalty-free withdrawals.

While you can make as many withdrawals from this account as you wish, there is an important rule to remember about Cash ISAs. Once you have invested up to the maximum allowed for the tax year, you can’t add any more to your ISA even if you make a withdrawal. For example, if you invest your maximum allowance on 6th April 2019 and withdraw £500 on 6th December 2019, you would not be able to add any more to your account until 6th April 2020. However you can transfer your funds to a stocks and shares ISA and reinvest in a cash ISA as long as you don’t exceed the annual limit.

To operate the account you must maintain a balance of at least £500 at all times.

How to open

To open an account you must:

Call your local branch and speak to one of our advisers and find out how you could benefit from a savings account.

Use our savings calculator to find out how your savings might grow over the months.

Exclusive rewards for members

We're committed to helping you save money, buy your own home and plan for a more secure financial future - whatever challenges life throws. If you have a savings balance of at least £500, and either have held one of our savings accounts for at least the last 12 months or currently have a Nottingham Building Society mortgage, you can benefit from a range of offers.

Current interest rates from 8 March 2019

Balance Tax-free p.a. / AER* Net rate
£500 - £750,000 1.00% Tax-free

*We will pay your interest free of UK income tax. Your tax treatment will depend on your individual circumstances and may be subject to change in the future. The tax treatment of ISAs may also change. AER stands for Annual Equivalent Rate. It shows what the interest rate would be if the interest was reinvested in the account each year. Interest rates are variable unless otherwise stated.

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