Four Access Saver account from The Nottingham

With our Four Access ISA you can earn tax-free interest, grow your savings with unlimited deposits and make up to four withdrawals every interest year without impacting your interest rate.

  • 4.55% tax-free p.a/AER variable - with conditional bonus

  • 2.65% tax-free p.a/AER variable - without conditional bonus

  • Interest year runs from 1st September - 31st August

  • Available to new and existing members

  • Interest paid annually on 31st August

Account name

Four Access ISA.

What is the interest rate and is it fixed?

4.55% tax-free p.a./AER variable including conditional bonus (if up to 4 withdrawals are made in each interest year).
2.65% tax-free p.a./AER variable excluding conditional bonus (if 5 or more withdrawals are made in each interest year or the account is closed).
The interest on this account is variable, this means that it can go up or down. The basis on which we might change your interest rate is set out in our terms and conditions.

Will I be taxed on the interest?

No, the interest you'll receive will be tax-free.

How much can I save in this account?

You will need £1,000 to open an account and the balance must not fall below that amount. You can pay in as much as you like up to the annual ISA allowance (£20,000 for the current tax year). You can also make unlimited transfers (either part of entire balances) of previous ISA subscriptions from any bank or building society up to £750,000.

Can I withdraw money?

Withdrawals/transfers can be made and are limited to four per interest year to qualify for the 'including conditional bonus' rate. If five or more withdrawals are made or the account is closed, you will be paid the 'excluding conditional bonus' interest rate until the day before the start of the interest year (1st September to 31st August). The interest rate and the number of withdrawals is reset on September 1st annually.

How can I open an account with The Nottingham?

To open an account you must be 16+ and meet our ID requirements. Call your local branch and speak to an adviser who can book an appointment for you.

Additional information

This account may be withdrawn at any time. You can read our savings terms and conditions here.

Are my savings protected?

Your eligible deposits with Nottingham Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme. More information is available here.

Open a savings account today

To open an account, call your local branch and speak to an adviser who can book an appointment for you. If you'd prefer to open an account online, take a look at the accounts that our friends over at Beehive Money currently have.

Could you benefit from a new mortgage deal or are you looking for advice from an expert?

To find you the right deal Mortgage Advice Bureau will look at mortgages from over 90 lenders such as Barclays, Santander, NatWest, Nationwide Building Society, Halifax and many more. Request a call back from one of their expert advisers or visit your nearest building society branch to see what your options are.

Current interest rates from 14 Sep 2023

Balance Tax-free p.a./AER*
£1,000 - £750,000 4.55% 2.65%

How do I open an account?

To open one of our savings accounts call your local branch to speak to an adviser. They'll talk you through the process of opening a branch based account.

How to save money fast

From everyday swaps that will save you a packet to tips on grabbing freebies and tactics to save money without even knowing it. Find them all out here. 

Types of savings accounts

With so many different types of savings accounts, it can be difficult finding the right one for you. Our savings guide explains the different accounts.