Four Access Saver account from The Nottingham
With our Four Access ISA you can earn tax-free interest, grow your savings with unlimited deposits and make up to four withdrawals every interest year without impacting your interest rate.
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4.55% tax-free p.a/AER variable - with conditional bonus
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2.65% tax-free p.a/AER variable - without conditional bonus
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Interest year runs from 1st September - 31st August
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Available to new and existing members
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Interest paid annually on 31st August
Account name
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Four Access ISA.
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What is the interest rate and is it fixed?
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4.55% tax-free p.a./AER variable including conditional bonus (if up to 4 withdrawals are made in each interest year).
2.65% tax-free p.a./AER variable excluding conditional bonus (if 5 or more withdrawals are made in each interest year or the account is closed).
The interest on this account is variable, this means that it can go up or down. The basis on which we might change your interest rate is set out in our terms and conditions.
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Will I be taxed on the interest?
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No, the interest you'll receive will be tax-free.
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How much can I save in this account?
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You will need £1,000 to open an account and the balance must not fall below that amount. You can pay in as much as you like up to the annual ISA allowance (£20,000 for the current tax year). You can also make unlimited transfers (either part of entire balances) of previous ISA subscriptions from any bank or building society up to £750,000.
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Can I withdraw money?
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Withdrawals/transfers can be made and are limited to four per interest year to qualify for the 'including conditional bonus' rate. If five or more withdrawals are made or the account is closed, you will be paid the 'excluding conditional bonus' interest rate until the day before the start of the interest year (1st September to 31st August). The interest rate and the number of withdrawals is reset on September 1st annually.
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How can I open an account with The Nottingham?
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To open an account you must be 16+ and meet our ID requirements. Call your local branch and speak to an adviser who can book an appointment for you.
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Additional information
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This account may be withdrawn at any time. You can read our savings terms and conditions here.
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Are my savings protected?
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Your eligible deposits with Nottingham Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme. More information is available here.
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