Your interest
You'll earn an annual bonus if you don't make more than two withdrawals in an interest year. The interest year runs from 1 February to 31 January.
We will pay your interest and any bonus you have earned on 31 January each year. Every year, we’ll send you a statement telling you how much interest you’ve earned, the rates that have applied to your account over the last year and the current rate of interest.
If you close your account, you will not qualify for the regular saver bonus rate in that interest year and your interest will be paid at the basic rate without the regular saver bonus.
Paying money in
You can pay money into your account at any branch using cash, a cheque or standing order.
You can make more than one payment in a month if you want to, but you must not pay in more than £500 in one calendar month.
Taking money out
You can make up to two instant access withdrawals in an interest year (1 February to 31 January) and still qualify for the regular saver bonus interest rate.
If you make more than two withdrawals in an interest year you will earn the basic rate without the regular saver bonus for the whole of that interest year.
How to open
To open an account you must:
Please note that only one Regular Saver Issue 3 can be opened per customer.
Call your local branch and speak to one of our advisers and find out how you could benefit from a savings account.