Our range of limited access accounts

Find out more about limited access accounts.

What is a limited access account?

As its name suggests, a limited access account is a type of savings account where access to your funds are limited.

Limited access accounts FAQs

How often can you withdraw money?

This depends on the account you open, however there tend to be three main ways withdrawals are restricted:

Can interest rate change on a limited access account?

If the limited access account you choose isn't a fixed rate savings account, then the interest rate may be subject to change over time.

Is there a minimum balance for limited access accounts?

The minimum balance on limited access accounts vary. Please refer to the individual product terms and conditions for further information.

For ISAs

*We will pay your interest free of UK income tax. Your tax treatment will depend on your individual circumstances and may be subject to change in the future. The tax treatment of ISAs may also change. AER stands for Annual Equivalent Rate. It shows what the interest rate would be if the interest was reinvested in the account each year. Interest rates are variable unless otherwise stated.

For non ISAs

*We will pay your interest without tax taken off. It is your responsibility to declare any interest you earn over your personal savings allowance directly to HMRC. Your tax treatment will depend on your individual circumstances and may be subject to change in the future, for further information please contact HMRC. AER stands for Annual Equivalent Rate. It shows what the interest rate would be if the interest was re-invested in the account each year. Interest rates are variable unless otherwise stated.