Account Name Interest rate
gross/tax-free p.a./AER*		 Type of account Withdrawals Notice period
90 Day Notice Cash ISA 3.85%
(£20,000 - £750,000)

2.75%
(£0 - £19,999)
  • ISA
  • Tiered interest
  • Branch based
  • Limited access
 Limited 90 days More details
Double Access Saver Conditional bonus rate: 4.55%

Standard rate: 2.50%
  • Instant access
 Limited None More details
Fixed Rate Issue 290
Fixed until 31st October 2025 		5.50%
  • Fixed rate
  • Fixed term
 No access None More details
Fixed Rate ISA Issue 154
Fixed until 31st October 2026 		4.90%
  • ISA
  • Fixed rate
  • Fixed term
  • Limited access
 Limited No withdrawals but transfers out to other ISA providers subject to 180 days' loss of interest More details
Fixed Rate ISA Issue 151
Fixed until 31st October 2025 		5.50%
  • ISA
  • Fixed rate
  • Fixed term
  • Limited access
 Limited No withdrawals but transfers out to other ISA providers subject to 180 days' loss of interest More details
Fixed Rate ISA Issue 150
Fixed until 31st October 2024 		5.50%
  • ISA
  • Fixed rate
  • Fixed term
  • Limited access
 Limited No withdrawals but transfers out to other ISA providers subject to 180 days' loss of interest More details
Branch Notice 2.75%
  • Limited access
 Limited 60 days More details

Find out more about limited access accounts.

What is a limited access account?

As its name suggests, a limited access account is a type of savings account where access to your funds are limited.


Limited access accounts FAQs

How often can you withdraw money?

This depends on the account you open, however there tend to be three main ways withdrawals are restricted:

  1. No withdrawals until a specified date
  2. Limited withdrawals per tax year
  3. Savings can only be used for specific reasons and by meeting certain conditions.
Not sticking to these will likely result in a penalty so make sure you read the restrictions on the product you're opening before making your decision.

Can interest rate change on a limited access account?

If the limited access account you choose isn't a fixed rate savings account, then the interest rate may be subject to change over time.

Is there a minimum balance for limited access accounts?

The minimum balance on limited access accounts vary. Please refer to the individual product terms and conditions for further information.

Savings FAQs

Scratching your head about savings? Take a look at questions that our members frequently ask us, which you might also find helpful. 

Find out more

Types of savings accounts

With so many different types of savings accounts, it can be difficult finding the right one for you. Our savings guide explains the different accounts.

Find out more

Glossary of savings terms

Ever wondered what AER actually is? Or what CHAPS stands for? We're busting the jargon in our savings terms glossary.

Find out more