Retirement planning

The decisions you make leading up to your retirement are some of the most important you’re ever likely to make – and there’s a lot to consider. A good retirement plan is about balancing and controlling your finances and investments while minimising tax. So whether your children have moved out and you’re ready to downsize, you’re thinking about taking that world cruise, or simply considering your future security, a good financial adviser can help you set your retirement planning with maximum benefit.

Pension freedom

Pensions have gone through a radical change since 6th April 2015, when many of the previous caps and restrictions were lifted. You now have more choice over how you spend your pension pot when you retire. It’s generally good news, but you still have to be sure you make the right choices so you don’t lose money unnecessarily in tax or compromise your retirement plans. Getting independent financial advice has never been more important. It’s strongly advised you talk to an adviser to discuss your options.

How we can help you

It’s great to have more freedom over your pension pot. But you have some big decisions to make that will affect your standard of living for the rest of your life. If you are nearing retirement, you are likely to have built up pension funds from employer schemes or private pension plans. But your pension funds don’t automatically provide an income in retirement - there are some important steps you’ll need to take to get you the highest income available. That’s why, with our trusted partner Wren Sterling, we offer an unbiased retirement planning advice service in all our branches. Their experts can help explain the pension changes in more detail and give you completely independent advice on how to make them work in your favour. They can also shed light on other changes that came into effect in April 2015 that you may be able to benefit from.

Expert advice from a qualified adviser

  • Expert advice from a qualified adviser


  • Advice right on your doorstep at your local branch


  • A no-obligation first appointment

  • Options from the whole of the market - advisers are not tied to one provider’s products or services

Whilst there’s plenty of guidance available, for a decision as complex and important as your pension, it is well worth talking to a financial adviser. For a no-obligation appointment, phone or pop into your local branch for a chat.

More about Wren Sterling financial advisers

We think Wren Sterling is the perfect choice to provide our customers with expert financial advice. They’re friendly, forward thinking and will listen to and understand your individual situation before offering advice. As Independent Financial Advisers, authorised and regulated by the Financial Conduct Authority (FCA), Wren Sterling is able to select the best products to suit your needs from the entire marketplace.

Jargon Buster

Annuity

Defined contribution

Drawdown

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Exclusive access for members

Face-to-face financial advice is becoming increasingly important at a time when it's becoming harder to find. As a qualifying member, our trusted partner, Wren Sterling, will offer you exclusive access to independent financial advice. Make your appointment today and start benefiting. T&Cs apply. 

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Exclusive access for members

Face-to-face financial advice is becoming increasingly important at a time when it's becoming harder to find. As a qualifying member, our trusted partner, Wren Sterling, will offer you exclusive access to independent financial advice. Make your appointment today and start benefiting. T&Cs apply. 


Get in touch with us

Don't know where to start when it comes to planning for your future? Don't worry, you're not alone. Call us on 0344 481 1226 to book an appointment with a Wren Sterling adviser who will help you find the best approach.

Save with a Lifetime ISA

The Nottingham's Lifetime ISA is a great way to boost your retirement fund and save for later life. The Government initiative gives you a 25% bonus on your savings which will become available once you reach 60.

Post retirement advice

Financial planning doesn’t stop at retirement. Your retirement should be a reward for a lifetime of hard work and an opportunity for you to help younger generations get off to a good start in life.