Limited access savings accounts
90 Day Notice Cash ISA
Interest rate gross/tax-free p.a./AER* 3.85%
(£20,000 - £750,000)

2.75%
(£0 - £19,999)
Type of account
  • ISA
  • Limited access
  • Tiered interest
Withdrawals Limited
Notice period 90 days
Apply by Branch
Fixed Rate ISA Issue 169
Fixed until 31st May 2025
Interest rate gross/tax-free p.a./AER* 4.60%
Type of account
  • Fixed rate
  • Fixed term
  • ISA
  • Limited access
Withdrawals Limited
Notice period No withdrawals but transfers out to other ISA providers subject to 180 days' loss of interest
Apply by Branch
Fixed Rate ISA Issue 170
Fixed until 31st March 2026
Interest rate gross/tax-free p.a./AER* 4.30%
Type of account
  • Fixed rate
  • Fixed term
  • ISA
  • Limited access
Withdrawals Limited
Notice period No withdrawals but transfers out to other ISA providers subject to 180 days' loss of interest
Apply by Branch
Fixed Rate ISA Issue 171
Fixed until 31st March 2027
Interest rate gross/tax-free p.a./AER* 4.10%
Type of account
  • Fixed rate
  • Fixed term
  • ISA
  • Limited access
Withdrawals Limited
Notice period No withdrawals but transfers out to other ISA providers subject to 180 days' loss of interest
Apply by Branch
Branch Notice
Interest rate gross/tax-free p.a./AER* 2.75%
Type of account
  • Limited access
Withdrawals Limited
Notice period 60 days
Apply by Branch
Account Name Interest rate
gross/tax-free p.a./AER*
Type of account Withdrawals Notice period Apply by
90 Day Notice Cash ISA 3.85%
(£20,000 - £750,000)

2.75%
(£0 - £19,999)
  • ISA
  • Limited access
  • Tiered interest
Limited 90 days Branch More details
Fixed Rate ISA Issue 169
Fixed until 31st May 2025
4.60%
  • Fixed rate
  • Fixed term
  • ISA
  • Limited access
Limited No withdrawals but transfers out to other ISA providers subject to 180 days' loss of interest Branch More details
Fixed Rate ISA Issue 170
Fixed until 31st March 2026
4.30%
  • Fixed rate
  • Fixed term
  • ISA
  • Limited access
Limited No withdrawals but transfers out to other ISA providers subject to 180 days' loss of interest Branch More details
Fixed Rate ISA Issue 171
Fixed until 31st March 2027
4.10%
  • Fixed rate
  • Fixed term
  • ISA
  • Limited access
Limited No withdrawals but transfers out to other ISA providers subject to 180 days' loss of interest Branch More details
Branch Notice 2.75%
  • Limited access
Limited 60 days Branch More details

Limited access accounts FAQs

What is a limited access account?

As its name suggests, a limited access account is a type of savings account where access to your funds are limited.

How often can you withdraw money?

This depends on the account you open, however there tend to be three main ways withdrawals are restricted:

  1. No withdrawals until a specified date.
  2. Limited withdrawals per tax year.
  3. Savings can only be used for specific reasons and by meeting certain conditions.

Not sticking to these will likely result in a penalty so make sure you read the restrictions on the product you're opening before making your decision.

Can interest rate change on a limited access account?

If the limited access account you choose isn't a fixed rate savings account, then the interest rate may be subject to change over time.

Is there a minimum balance for limited access accounts?

The minimum balance on limited access accounts vary. Please refer to the individual product terms and conditions for further information.

How do I open an account?

To open one of our savings accounts call your local branch to speak to an adviser. They'll talk you through the process of opening a branch based account.

Savings FAQs

Scratching your head about savings? Take a look at questions that our members frequently ask us, which you might also find helpful.

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