Lifetime ISA or LISA

You'll probably hear the word LISA banded around a fair bit in the coming years. Don't be confused, it's not the latest trend in girls names (it’s actually pronounced Lie-sa), but a Government scheme that could help you get a £1,000 a year bonus on your savings*.

If you're aged between 18 and 39, you can benefit from opening a Lifetime ISA and earn as much as £32,000 in free cash from the Government to put towards your first home or your retirement. 

The Nottingham is now offering customers the Cash Lifetime ISA in all of our branches. You can find out here what it is, how it works and what you need to do to start benefiting.

You'll soon be able to open an account and make your transactions online. If you can't get to a branch to open your account, why not register your interest and we'll make sure we email you when online access becomes available.

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Lifetime ISA explained

The Lifetime ISA is a great way for those aged 18-39 to save for their first home or for later life and retirement. It's a tax-free savings account that lets you save up to £4,000 every year.


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Mortgage calculator

Before taking out a mortgage it's a good idea to find out what your monthly payments might be. Our calculator will help you quickly work out how much your monthly mortgage payments could be.
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Applying for a Lifetime ISA

Applying for a Lifetime ISA couldn't be simpler. All you need to do is book an appointment at your nearest branch and fill in an application form. Read the full product details by clicking the link below.

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Deposit calculator

Use our simple deposit calculator to get an idea of how much you need to save for your deposit. A bigger deposit can give you more options and lower rates. Plus, the bigger the deposit, the smaller your loan.

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Thinking about opening a Lifetime ISA? Read some personal case studies here from some of our current Lifetime ISA members.

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Financial health checker

If you’re finding saving difficult and your money keeps running low at the end of the month, give our tool a try and see if it can help you keep track of those pennies. Every little helps when saving for your future.