Open a Lifetime ISA online today.

Lifetime ISA or LISA

The Nottingham is offering customers the Cash Lifetime ISA

You'll probably hear the word LISA banded around a fair bit in the coming years. Don't be confused, it's not the latest trend in girls names (it’s actually pronounced Lie-sa), but a Government scheme that could help you get a £1,000 a year bonus on your savings*. 

53% of 1,028 savers that we surveyed in October 2018 were not aware of the Lifetime ISA with a 25% Government bonus on savings. 

If you're aged between 18 and 39, you can benefit from opening a Lifetime ISA and earn as much as £32,000 in free cash from the Government to put towards your first home or your retirement. 

You can open an account within minutes online or you have the option of opening it at one of our branches

Fee free mortgage advice will save you up to £299 

And by opening your LISA with The Nottingham, after 12 months you automatically qualify for fee free mortgage advice (usually worth £299) through our Nottingham Mortgage Services advisers who will search thousands of mortgages, get the right match for you, explain the jargon and take care of the paperwork so you can move into your first home.

In the meantime, you can find out here what a LISA is, how it works and what you need to do to start benefitting.


Lifetime ISA explained

The Lifetime ISA, or LISA, is a great way for those aged 18-39 to save for their first home or for later life and retirement. It's a tax-free savings account that lets you save up to £4,000 every year.


Applying for a Lifetime ISA

There are two ways you can apply for a Lifetime ISA - either online or by booking an appointment in any of our branches. Read the full product information and apply online today.



Thinking about opening a Lifetime ISA? Read some personal case studies here from some of our current Lifetime ISA members.


Mortgage calculator

Before taking out a mortgage it's a good idea to find out what your monthly payments might be. Our calculator will help you quickly work out how much your monthly mortgage payments could be.

Deposit calculator

Use our simple deposit calculator to get an idea of how much you need to save for your deposit. A bigger deposit can give you more options and lower rates. Plus, the bigger the deposit, the smaller your loan.


It's better to be a member

If you have a savings balance of at least £500, and have either held one of our savings accounts for at least the last 12 months or currently have a Nottingham Building Society mortgage, you can benefit from a range of offers.