We’ll compare the market to find the best mortgage for first time buyers


Finding the right mortgage may seem like a confusing process. Which is the best first-time buyer mortgage to go for? How much can you borrow? What deposit will you need?

That’s one reason why first-time buyers can benefit from independent personal advisers from a trusted brand. 

Our expert mortgage advisers will cut through the jargon, find out what your mortgage needs are, and search across the whole of the market to bring you the best first-time buyer mortgages for you. We'll compare all the mortgages that suit your needs, and then recommend the most attractive deals out there. This isn’t just based on price, because we know that cheapest doesn’t always mean best. Instead we look at every detail, including individual features, costs and that all-important small print.

We'll explain all the different mortgage deals on offer in plain English and help you make the right choice.

We know how important it is for you to have an idea of the mortgage rates that may be available to you. That's why below you'll be able to see a sample of them.

You can view up to 3 mortgage products simultaneously to see how they compare against each other.

Use our mortgage rate finder to see how much a mortgage would cost you. But for best results talk to one of our mortgage advisers on 0344 481 0013.

Talk to our independent mortgage advisers today

We'll take the stress away by managing the whole process to make sure your mortgage completes on time. 

Available mortgage products

The table below will give a flavour of what mortgages are available on the market.

  • Fixed rates
  • Tracker rates
  • Discounted rates
  • Variable rates

Fixed rates

Lender Initial rate Initial rate period Changing to variable rate Overall cost for comparison Max LTV Initial monthly payment Early repayment charge Lenders fees Our fees   Compare
0.99% 02/12/2018 4.49% 4.16 APR 60% £564.63 Yes £1,499.00 £0 View more
1.19% 02/05/2019 4.49% 4.04 APR 60% £578.30 Yes £999.00 £0 View more
1.19% 30/04/2019 4.49% 4.07 APR 60% £578.30 Yes £1,499.00 £0 View more
1.23% 30/04/2019 4.49% 4.08 APR 70% £581.06 Yes £1,499.00 £0 View more
1.24% 30/04/2019 4.49% 4.08 APR 75% £581.75 Yes £1,499.00 £0 View more
  • Compare
  • Make an enquiry

Compare your selected mortgages

Select up to 3 mortgages and compare them against each other. These products will provide you with a flavour of what is available on the market. For best results talk to one of our mortgage advisers on 0344 481 0013.

 Please tick products then click the "compare selected" button.

Make an enquiry

If you would like one of our mortgage advisers to call you then please fill in the form below. Your details are protected and will be securely submitted to us.


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Mortgage rate finder

Compare mortgage rates and apply through our expert mortgage advisers.

Compare Products

View up to 3 mortgage products simultaneously to see how they compare against each other.

Compare products

Mortgage Calculator

Our calculator will help you quickly work out how much your monthly payments could be.

Find your local branch

Why not book an appointment at your nearest branch and talk to one of our mortgage advisers in person.

Savings rate checker

Home insurance

Are you getting the best cover for your home? Talk to us about home insurance and get an instant quote. 

Why choose us

10% off selling fees

If you're already one of our customers, you’ll get 10% off our fees when selling your home* in addition to a FREE valuation.

Free valuations