Which mortgage-finding route is right for you?

If you’re ready for a mortgage it’s time to decide the best way of going about it. You’ve a few options to choose from:

• Go direct to a mortgage provider
  If you already bank with someone that offers mortgages or you’re happy to do your own research, you can go straight to a mortgage provider. It’ll cost you nothing but your own time and could be all you need – particularly if you’re already familiar with how mortgages work.
  
  
• Use a comparison website
  There are a bunch of websites now that can show you a range of mortgages that could meet your needs. If you’re digitally savvy, then this could be the right way for you.
  
  
• Use a mortgage broker
  Like most other areas of finance, there are people you can go to whose job it is to find you a mortgage that meets your needs. This can include mortgages you can’t get direct or through comparison sites. They'll also help you decide which is best for you, help you apply and support you throughout the rest of the process. There’s often a fee involved to do this, but brokers can take the complexity out of the home-buying process.

Mortgage Advice Bureau 

If using a mortgage adviser is right for you then we work with one you might like to consider. They are Mortgage Advice Bureau. Their advisers can check over 12,000 mortgages from 90 lenders.

Moving or remortgaging?   

Mortgage Advice Bureau's mortgage advisers could help you port or switch lenders for the best deal.

If you’re already a have a Nottingham Building Society mortgage, chat to us and we may be able to port your mortgage to a new property if this is what you need.