Account Name |
Interest rate gross/tax-free p.a./AER* |
Type of account |
Withdrawals |
Notice period |
|
Community Saver
Fixed until 31st January 2025
|
5.10%
|
|
No access
|
None
|
90 Day Notice Cash ISA
|
3.85%
(£20,000 - £750,000)
2.75%
(£0 - £19,999)
|
- ISA
- Tiered interest
- Branch based
- Limited access
|
Limited
|
90 days
|
Four Access ISA
|
Conditional bonus rate: 4.55%
Standard rate: 2.65%
|
|
Limited
|
None
|
Double Access Saver
|
Conditional bonus rate: 4.55%
Standard rate: 2.50%
|
|
Limited
|
None
|
Fixed Rate Issue 300
Fixed until 31st January 2025
|
5.10%
|
|
No access
|
None
|
Fixed Rate ISA Issue 162
Fixed until 31st January 2026
|
4.90%
|
- ISA
- Fixed rate
- Fixed term
- Limited access
|
Limited
|
No withdrawals but transfers out to other ISA providers subject to 180 days' loss of interest
|
Branch Notice
|
2.75%
|
|
Limited
|
60 days
|
Easy Access ISA
|
2.65%
|
- Branch based
- Instant access
- ISA
|
Unlimited
|
None
|
Branch Instant Issue 2
|
2.65%
|
|
Unlimited
|
None
|
Junior ISA
|
3.80%
|
- ISA
- Children's
- Term account
|
No access until the child is 18
|
None
|
Young Savers' Club
|
3.80%
|
- Children's
- Instant access
|
Unlimited
|
None
|
For ISAs
*We will pay your interest free of UK income tax. Your tax treatment will depend on your individual circumstances and may be subject to change in the future. The tax treatment of ISAs may also change. AER stands for Annual Equivalent Rate. It shows what the interest rate would be if the interest was reinvested in the account each year. Interest rates are variable unless otherwise stated.
For non ISAs
*We will pay your interest without tax taken off. It is your responsibility to declare any interest you earn over your personal savings allowance directly to HMRC. Your tax treatment will depend on your individual circumstances and may be subject to change in the future, for further information please contact HMRC. AER stands for Annual Equivalent Rate. It shows what the interest rate would be if the interest was re-invested in the account each year. Interest rates are variable unless otherwise stated.