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Nine steps to getting on the property ladder

Buying your first home can seem daunting but we’re here to help with a selection of handy guides and nine steps to take in order to get you onto the property ladder!

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Could mortgage overpayment be an option?

If you would like to clear your mortgage debt faster and save money on interest payments then overpaying on your mortgage could be an option.

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The hidden costs of moving house

A house-buyers' list of what might cost you extra cash up front, which you might not be told about at the start of your journey.

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What is stamp duty - and do I have to pay it?

Stamp Duty Land Tax is a tax you pay when you buy a house costing more than £125,000. Everyone has to pay it, unless you’re a first time buyer and your house is worth less than £500,000. If you're not a first time buyer, the stamp duty rate and the amount you pay varies according to the price of the property.

Anna and Dan Help To Buy

No Mortgage Stress - Anna and Dan

First time buyers Anna and Dan recently moved into a detached home in Matlock, using a 25% deposit made up of savings they had built up in Help To Buy: ISAs, twinned with a Help To Buy scheme loan.

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Is a Retirement Interest Only mortgage for me?

If you’re nearing retirement age assessing your later life borrowing options could be a way to find a little financial freedom.

Natalie and Marc Sawkins

No Mortgage Stress – Natalie and Marc

Natalie and Marc Sawkins had a grand start to 2020 when they collected a £1,000 cheque from The Nottingham.

Pippa Graves NMS

No Mortgage Stress - Denise and David

There was no mortgage stress with Nottingham Mortgage Services when Denise and David visited our Bulwell branch to find a rental property and left with a mortgage.

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Self employed mortgage guide

Five things to bear in mind if you are self-employed and looking for a mortgage.

Margaret Stone

No Mortgage Stress - Margaret

Relationship break-ups are never easy, especially when there is property involved, as Margaret Stone found out during her recent divorce.

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