What is LTV, and why does it affect your mortgage?

LTV, or Loan to Value, is the percentage of your mortgage loan compared with the surveyors’ valuation of the property. The lower the LTV, the lower the rate of interest. Read more.


Remortgaging - finding a new deal

Although a mortgage is a long-term commitment – and probably your biggest single monthly outgoing – it often pays to switch products during the term of the loan, or when a deal with your lender ends and they offer a range of alternatives.


Mortgage adviser Carla cleans up

Ambitious mortgage adviser Carla Peel swept to a top honour at our annual staff awards event - 15 years after starting out at the company as a branch cleaner!


Mortgage problems 'block one in three house sales'

More than one in three house sales or purchases fall through because buyers or sellers cannot arrange a
mortgage in time our latest research* shows.


Homebuying 'treble' the importance of pensions for under 35s

Saving for a deposit is three times more important than saving for retirement for the under-35s, our
latest research* has shown.


Mortgages through the bank of mum and dad

Tina Hayton-banks - face me

State-of-the-art mortgage option

A state-of-the-art way of customers talking to Nottingham Mortgage Services (a wholly owned subsidiary of The Nottingham) advisers is available in our Chesterfield and Sheffield branches via video link to Head Office.


It takes two to become a first-time buyer

Nearly two out of three first-time buyers are now couples, rather than individuals, as rising house
prices make it tougher to raise the deposit to make the first step on to the property ladder, our latest
research shows.

Emma, Matt and Martha Reeder

Ask the mortgage experts


Mortgage customers vote with their feet to beat referendum

Around one in seven (13%) mortgage and remortgage customers are trying to speed up applications so they can finalise deals ahead of the European Union referendum on June 23rd, our latest research shows*.

Keep in touch

Our monthly newsletter is full of interesting information for our customers. As well as the latest news and events from your Society, it includes information about new products, competitions and money-saving tips.