It won’t surprise you to learn that buying a home is usually the single most expensive purchase you will ever make (and some people do it multiple times, too!). Here's 10 things to ask to make sure you're sure about your purchase.
Buy-to-let mortgages are for landlords who want to rent out the property that they own. Mortgages on the buy-to-let scheme are fairly similar to standard mortgages but there are a few key differences that we will explain in this guide.
Buying a home is generally the most important purchase you’re likely to make and we know the terminology can often be confusing. We've broken down the jargon and put it in plain English to help you navigate through the maze of mortgage jargon.
Step by step, we’ll take you through the process of buying a house - from saving for your mortgage to moving into your new home. Whether you’re a first-time buyer or a seasoned home mover who just needs a reminder, we’re here to explain the house-buying process, simply.
Whether it’s a first home or moving house, we share our top money saving tips, helping you reach your deposit faster and more easily.
Here’s a simplified guide with nine steps to take to get you onto the property ladder. Take each step at a time and you’ll get there when you’re ready.
If you're thinking about buying a house, take a look at all the additional costs associated with the purchase of the house whether it's your first or your fifth.
The average age for first-time buyers is increasing but age is not a barrier to getting a mortgage. We take you through the options for over 40s here.
As you get closer to retirement getting a mortgage can become more difficult as a lot of lenders have upper age limits meaning that the end of your mortgage terms won't be able to go beyond this. Affordability rules can then become problematic.
Later life lending can be confusing as it all depends on your current financial circumstances and income. We take you through the options for over 60s here.
Can you get a mortgage over 70? In short, the answer is yes, customers can get mortgages over the age of 70 and there are a variety of options out there but it really depends on lenders’ individual criteria and your personal circumstances.
Remortgaging typically takes 6-8 weeks after your initial application. If you are looking to remortgage then experts at Mortgage Advice Bureau will do the hard work for you.
There can be lots of costs when it comes to remortgaging your home. Read our expert guide and understand the different fees associated with a remortgage deal.
Repayments can be influenced greatly by interest rates and deposit amounts so we’ve worked out the different costs of a £30,000 mortgage for you.
£50,000 is a lot of money but the monthly repayments may not seem that bad, especially if you can save for a larger deposit. Find out more about the cost here.
If you’re looking for a £60,000 mortgage, your monthly repayments will be higher or lower based on interest rates, the deposit and the length of your mortgage term, as seen in our guide.
If you’re looking to borrow £160,000, you’re probably wondering what your monthly repayments might be. Let’s break it down – simply and clearly – so you know what to expect.
If you're thinking about switching mortgage deals you could benefit from talking to a mortgage broker to find out how to switch, the cost associated to it and how long it takes.
Stamp Duty Land Tax is a tax you usually have to pay when you buy a house costing more than £125,000, unless you're buying your first home, and was introduced in December 2003.
If you’re nearing retirement age assessing your later life borrowing options could be a way to find a little financial freedom.
If you would like to clear your mortgage debt faster and save money on interest payments then overpaying on your mortgage could be an option.