What is a credit score and will it affect my chance of a mortgage?
A credit score is carried out to decide how much of a risk it is to lend to you. Find out how this affects your chances of getting a mortgage here.
12 things that could scupper your credit score
If you’re looking for a mortgage, want to pay for something in instalments or get a new credit card, the lender will want to be sure they can trust you to pay them back. Here are the main factors which can make lenders think twice about your application.
No Mortgage Stress - Jenny
Recently single customer, Jenny, realised she could buck the Millennial house buying trend and buy on her own, thanks to the help and support of her local branch.
Could mortgage overpayment be an option?
If you would like to clear your mortgage debt faster and save money on interest payments then overpaying on your mortgage could be an option.
What is LTV, and why does it affect your mortgage?
LTV, or Loan to Value, is the percentage of your mortgage loan compared with the surveyors’ valuation of the property. Here's what difference it can make.
What is a Help to Buy: ISA – and who qualifies?
A Help to Buy: ISA will boost your house-buying savings pot. It’s an Individual Savings Account and anyone over 16 who is a first-time buyer can apply.
The hidden costs of moving house
A house-buyers' list of what might cost you extra cash up front, which you might not be told about at the start of your journey.
Remortgaging - finding a new deal
Switching mortgage when your mortgage term comes to an end can be financially beneficial. Find out how a mortgage broker can help you remortgage.
Taking advice could lead to savings for mortgage customers on variable rates
Mortgage customers on variable rates are being urged to take sound advice that could lead to major savings. Call 0344 481 0013, visit a branch or go to thenottingham.com/mortgages
Mortgages through the bank of mum and dad
Bank of mum and dad can help first time buyers get on the property ladder with a different kind of mortgage. Find out how they can help.