Savings accounts essential guide
Compare savings accounts and choose how to save money. Here’s a guide to different types of savings accounts.
How to save for an emergency fund – and keep it safe
An emergency fund is all to do with planning ahead. It’s not there to make you money – but to protect the money you already have and get a supply of easily accessible cash together to help pay unexpected bills.
Getting started with saving
Getting started with saving is easier than you think. There are many ways to organise your spending and save regularly – and lots of help available to make your savings work for you.
Your Personal Savings Allowance
Basic rate taxpayers in the UK can earn up to £1,000 of interest on their savings accounts completely tax-free. This is your Personal Savings Allowance, or PSA. The limit depends on earnings though, and higher-rate tax payers can earn up to £500 interest before having to pay tax.
How you can afford your bucket list adventures
There are ways to plan and save for a worry-free future. If you can set aside a little money and get good advice on where it will work for you, then the world can be your oyster.
How long would your savings last if you couldn’t work?
The average worker’s savings would only support them for 32 days, according to a survey which found that only a quarter had enough spare cash set aside to see them through a single week if they stopped earning.
Is your work pension going to be enough to retire on?
Getting professional financial advice – and checking over your pension plans with an independent expert – could make a big difference to what you’re due when you retire.
Power of Attorney: How to ensure you have a say in mum or dad's care
Power of Attorney: The steps you can take to ensure that your parent's later life decisions rest with you.
More than a million savers open a Help to Buy: ISA
One million people have opened a Help to Buy: ISA to help them onto the housing ladder when they buy their first home. What’s in it for you?
Nine steps to spring clean your finances
April is a great time to sprinkle some joy onto your finances. Get your financial habits sorted and your money looking squeaky clean by following these nine tips.