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12 things that could scupper your credit score

If you’re looking for a mortgage, want to pay for something in instalments or get a new credit card, the lender will want to be sure they can trust you to pay them back. Here are the main factors which can make lenders think twice about your application.

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Could mortgage overpayment be an option?

If you would like to clear your mortgage debt faster and save money on interest payments then overpaying on your mortgage could be an option.

Mortgages

What is LTV, and why does it affect your mortgage?

LTV, or Loan to Value, is the percentage of your mortgage loan compared with the surveyors’ valuation of the property. Here's what difference it can make.

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Remortgaging - finding a new deal

Switching mortgage when your mortgage term comes to an end can be financially beneficial. Find out how a mortgage broker can help you remortgage.

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Taking advice could lead to savings for mortgage customers on variable rates

Mortgage customers on variable rates are being urged to take sound advice that could lead to major savings. Call 0344 481 0013, visit a branch or go to thenottingham.com/mortgages

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Self employed mortgage guide

Five things to bear in mind if you are self-employed and looking for a mortgage.

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Is a Retirement Interest Only mortgage for me?

If you’re nearing retirement age assessing your later life borrowing options could be a way to find a little financial freedom.

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How does a building society work?

A mutual building society, such as The Nottingham, is a financial institution run for the benefit of its members, primarily offering saving and mortgage services. We don’t have shareholders which means our profits and extra benefits can be reinvested in the business and passed on to customers.

Mortgages

Types of mortgage explained

Whether you’re a first time buyer, remortgaging, moving home or looking for a buy-to-let mortgage, we can help you find the right mortgage for you.

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