Different for Emmy

Meet Emmy, a self-employed illustrator and mum to 9-month-old Joni.

She runs her shop in Nottingham City centre, manages her online business and still finds a way to juggle everything that comes with being a mum.

With so much going on, Emmy craves structure and simplicity when saving for her family's future. Saving with Nottingham Building Society helps Emmy keep her financial goals on track. Our simple savings app lets her manage savings on the go.

No hidden fees, no surprises - just straightforward savings that work with her lifestyle. And Emmy knows she'll always be welcomed with a warm smile when she walks through our doors.

Watch Emmy's story

Take a look at our range of easy to open savings accounts

Regular Saver Fixed term until 30th November 2026
Interest rate gross/tax-free p.a./AER*	4.75%
Type of account	Regular saver Fixed term
Withdrawals	Unlimited
Open with	£1
Open and manage	Branch or Online
More details

Bonus Access ISA
Interest rate gross/tax-free p.a./AER*	3.80%
Type of account
Withdrawals	Unlimited
Open with	£1
Open and manage	Online
More details

1 Year Fixed Rate Bond Monthly Fixed until 30 November 2026
Interest rate gross/tax-free p.a./AER*	3.78% gross 3.85% AER
Type of account	Fixed rate bond Fixed term
Withdrawals	No withdrawals until 01/12/2026
Open with	£1
Open and manage	Branch
More details

1 Year Fixed Rate Bond Fixed until 30 November 2026
Interest rate gross/tax-free p.a./AER*	3.85%
Type of account	Fixed rate bond Fixed term
Withdrawals	No withdrawals until 01/12/2026
Open with	£1
Open and manage	Branch or Online
More details

2 Year Fixed Rate Bond Fixed until 30 November 2027
Interest rate gross/tax-free p.a./AER*	3.85%
Type of account	Fixed rate bond Fixed term
Withdrawals	No withdrawals until 01/12/2027
Open with	£1
Open and manage	Branch or Online
More details

3 Year Fixed Rate Bond Fixed until 29 November 2028
Interest rate gross/tax-free p.a./AER*	3.85%
Type of account	Fixed rate bond Fixed term
Withdrawals	No withdrawals until 30/11/2028
Open with	£1
Open and manage	Branch or Online
More details

5 Year Fixed Rate Bond Fixed until 27 November 2030
Interest rate gross/tax-free p.a./AER*	3.90%
Type of account	Fixed rate bond Fixed term
Withdrawals	No withdrawals until 28/11/2030
Open with	£1
Open and manage	Branch or Online
More details

1 Year Fixed Rate ISA Fixed until 30th November 2026
Interest rate gross/tax-free p.a./AER*	3.75%
Type of account	Fixed rate ISA Fixed term Limited access
Withdrawals	No withdrawals until 01/12/2026. Transfers to other providers subject to loss of interest
Open with	£1
Open and manage	Branch or Online
More details

2 Year Fixed Rate ISA Fixed until 30th November 2027
Interest rate gross/tax-free p.a./AER*	3.75%
Type of account	Fixed rate ISA Fixed term Limited access
Withdrawals	No withdrawals until 01/12/2027. Transfers to other providers subject to loss of interest
Open with	£1
Open and manage	Branch or Online
More details

3 Year Fixed Rate ISA Fixed until 29th November 2028
Interest rate gross/tax-free p.a./AER*	3.80%
Type of account	Fixed rate ISA Fixed term Limited access
Withdrawals	No withdrawals until 30/11/2028. Transfers to other providers subject to loss of interest
Open with	£1
Open and manage	Branch or Online
More details

5 Year Fixed Rate ISA Fixed until 27th November 2030
Interest rate gross/tax-free p.a./AER*	3.90%
Type of account	Fixed rate ISA Fixed term Limited access
Withdrawals	No withdrawals until 28/11/2030. Transfers to other providers subject to loss of interest
Open with	£1
Open and manage	Branch or Online
More details

Lifetime ISA
Interest rate gross/tax-free p.a./AER*	2.25%
Type of account
Withdrawals	Only to purchase first house or aged 60+
Open with	£1
Open and manage	Online
More details

Triple Access Saver
Interest rate gross/tax-free p.a./AER*	Conditional bonus rate: 3.30% Standard rate: 1.90%
Type of account
Withdrawals	Three withdrawals per interest year
Open with	£500
Open and manage	Branch
More details

Triple Access ISA
Interest rate gross/tax-free p.a./AER*	Conditional bonus rate: 3.30% Standard rate: 1.90%
Type of account
Withdrawals	Three withdrawals per interest year
Open with	£500
Open and manage	Branch
More details

Branch Flexible Saver
Interest rate gross/tax-free p.a./AER*	1.90%
Type of account
Withdrawals	Unlimited
Open with	£1
Open and manage	Branch
More details

Flexible Easy Access ISA
Interest rate gross/tax-free p.a./AER*	1.90%
Type of account
Withdrawals	Unlimited
Open with	£1
Open and manage	Branch
More details

Junior ISA
Interest rate gross/tax-free p.a./AER*	3.85%
Type of account
Withdrawals	No access until the child is 18
Open with	£1
Open and manage	Branch
More details

Young Savers' Club
Interest rate gross/tax-free p.a./AER*	3.35%
Type of account
Withdrawals	Unlimited
Open with	£1
Open and manage	Branch
More details

Account Name	Interest rate gross/tax-free p.a./AER*	Type of account	Withdrawals	Open with	Open and manage
Regular Saver Fixed term until 30th November 2026	4.75%	Regular saver Fixed term	Unlimited	£1	Branch or Online	More details
Bonus Access ISA	3.80%	Easy access Cash ISA	Unlimited	£1	Online	More details
1 Year Fixed Rate Bond Monthly Fixed until 30 November 2026	3.78% gross 3.85% AER	Fixed rate bond Fixed term	No withdrawals until 01/12/2026	£1	Branch	More details
1 Year Fixed Rate Bond Fixed until 30 November 2026	3.85%	Fixed rate bond Fixed term	No withdrawals until 01/12/2026	£1	Branch or Online	More details
2 Year Fixed Rate Bond Fixed until 30 November 2027	3.85%	Fixed rate bond Fixed term	No withdrawals until 01/12/2027	£1	Branch or Online	More details
3 Year Fixed Rate Bond Fixed until 29 November 2028	3.85%	Fixed rate bond Fixed term	No withdrawals until 30/11/2028	£1	Branch or Online	More details
5 Year Fixed Rate Bond Fixed until 27 November 2030	3.90%	Fixed rate bond Fixed term	No withdrawals until 28/11/2030	£1	Branch or Online	More details
1 Year Fixed Rate ISA Fixed until 30th November 2026	3.75%	Fixed rate ISA Fixed term Limited access	No withdrawals until 01/12/2026. Transfers to other providers subject to loss of interest	£1	Branch or Online	More details
2 Year Fixed Rate ISA Fixed until 30th November 2027	3.75%	Fixed rate ISA Fixed term Limited access	No withdrawals until 01/12/2027. Transfers to other providers subject to loss of interest	£1	Branch or Online	More details
3 Year Fixed Rate ISA Fixed until 29th November 2028	3.80%	Fixed rate ISA Fixed term Limited access	No withdrawals until 30/11/2028. Transfers to other providers subject to loss of interest	£1	Branch or Online	More details
5 Year Fixed Rate ISA Fixed until 27th November 2030	3.90%	Fixed rate ISA Fixed term Limited access	No withdrawals until 28/11/2030. Transfers to other providers subject to loss of interest	£1	Branch or Online	More details
Lifetime ISA	2.25%	Cash ISA Lifetime ISA	Only to purchase first house or aged 60+	£1	Online	More details
Triple Access Saver	Conditional bonus rate: 3.30% Standard rate: 1.90%	Easy access Limited access	Three withdrawals per interest year	£500	Branch	More details
Triple Access ISA	Conditional bonus rate: 3.30% Standard rate: 1.90%	Easy access Cash ISA Limited access	Three withdrawals per interest year	£500	Branch	More details
Branch Flexible Saver	1.90%	Easy access	Unlimited	£1	Branch	More details
Flexible Easy Access ISA	1.90%	Flexible ISA Cash ISA	Unlimited	£1	Branch	More details
Junior ISA	3.85%	Children's Cash ISA	No access until the child is 18	£1	Branch	More details
Young Savers' Club	3.35%	Children's	Unlimited	£1	Branch	More details

Enjoy a 5-star way to save

Opening a savings account should be straightforward and effortless. No long forms. No endless steps. Just a quick, hassle-free way to start hitting your savings goals.

This year we've received a 5-star rating from Moneyfacts, a trusted industry expert, for how easy it is to open one of our online savings accounts.

From your phone, tablet or computer, you’re only a few taps away from getting started. Why not see what all the fuss is about?

Open an account online

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Download our savings app

To download our app and open an online savings accounts, scan the QR code if you're viewing on desktop or head to the App Store on Apple devices or Google Play on Android devices on mobile.